key is over the years. which sort of makes sense because you
also stay in the house for a number of year. So assuming you stay
in the house for maybe 10 years, your grant is really only 3K a
year. Not to mention that it's only a once off grant (I think) and
so should really be evened out across the years in sg. assuming you
live in sg for 50 years and you get that figure.
And for males, note ns = 2.5 years. 1 year income for graduates
- ns allowance = more about 30K or more.
if you want to attach a monetary value to such things, then to
be fair, the distinction between PRs and Non-citizens and Citizens
in other countries is pretty much negligible too.
tell you a story. After I graduated and got a job back in pluto,
I was flummoxed to get a small cheque payment from the state gov.
It's cos I had a social sec number issued together with my work
permit, and since I did not report any taxes for the previous year,
they thought I was unemployed, and so sent me regular redundancy
checks which I collected and sent back .... 
imagine that, I was not even a PR. If I were canadian paying 40%
taxes I'd be spitting mad too.
Here's something you chaps don't know. PRs are not eligible for
the hardship funds given out for extremely poor families. PRs pay
more for healthcare, even at the poly clinics, they are charged
more for hospital stays and treatments, they get less subsidies for
universities and no edusave grants.And that's on top of the housing
benefits I listed above. It's interesting you know, before I took
the real estate course, I never knew about the stark difference
between PRs and citizens when it comes to housing. Do go read up on
that, it's very interesting.
look guys, our goverment is not perfect, but do give credit
where it's due, at least we are not living in some third world
shithole out there, we just have to compare ourselves to our
neighbours north and south. And really, why such pessimism ?